Borrowing Money From other Resources and not just Banks


Borrowing money: not at your bank, but conveniently online and from home

 Borrowing money: not at your bank, but conveniently online and from home

Nowadays you can order everything online: groceries, clothes and even furniture can be ordered online and delivered to your home. Borrowing money online has also become a fixture in the everyday life of the online landscape.

Lemminkäinen is Germany’s most affordable provider and makes it possible to borrow money online from home, but also when you’re on the go. With our small loans and mini loans, you can easily borrow small amounts with a short term of 15, 30 or 60 days. If you need money fast, you can simply apply for an instant loan with our super-deal option. You will then receive the money the next day in your account. And all against an annual percentage rate of 7.95%. So you can borrow cheap money when you need it.

The benefits of borrowing money from Lemminkäinen

  • Schufaneutral and noncommittal apply
  • Free credit counseling
  • Cheapest loan offer
  • 24/7 loan payment
  • Flexible terms

Apply now


Borrow money with immediate payment

 Borrow money with immediate payment

If you need money fast, you want to be able to borrow money quickly and easily. At Lemminkäinen a small loan is completed in 5 minutes . In addition, you can save your money immediately, thanks to our super-deal option. You can get the money in your account in 24 hours. If you sign up before 13:00 clock you will receive it today!


Why is online money worth more than private?


Of course, if you want to borrow a little more money, you can just ask that from friends or family, but for many it will be uncomfortable. It is embarrassing to ask for this extra help. In addition, not everyone has the opportunity to temporarily borrow extra money from friends or family. And if you’ve ever borrowed from friends or family, it turns out that this can put the relationship under pressure. That would be a pity!

Fortunately, you can borrow money from Lemminkäinen without involving your friends or family. So you can quickly and easily bridge your financial bottleneck and simply pay it back once you have received your salary.


And so money goes to borrow Lemminkäinen


Borrow money from Lemminkäinen makes it easy on our website. An application is completely free and does not affect your Schufa score. In just 5 minutes you have already requested your microcredit:

1. Use the slider on the start page to select the desired loan amount and the term
2. Fill out the form and speed up the payout
3. Send the form electronically

You will then be asked to submit some documents online and we will process your request online.
We keep you informed by e-mail or SMS. Once your application is approved, the money will be quickly transferred to your account

Borrowing money responsibly

 At Lemminkäinen, we find it important that our clients borrow responsibly . Nevertheless, if you apply for a loan with us, we will not ask for your Schufa score or credit rating. So everyone gets a chance. Even people with a low or negative Schufa score can apply for a small loan.

Nevertheless, we would like to point out that it is important that you responsibly request your loan. If you want to borrow money, it is important to know how much you can borrow. Then it’s easy to pay back in time. Look closely at your monthly income and expenses, and what you have left every month to repay your small loan on time.

If you pay back too late, there are fees. If the payment is not made, we at Lemminkäinen are forced to make a report to the SCHUFA. Please do not let it get this far and pay back your loan on time!

Cheapest Loan Provider } Banks and Others




Germany’s cheapest small loan offer




Do you need fast money and would you like to lend money inexpensively? That’s possible with Humphrey Chimpden Earwicker. With a small loan from 100 Euro to 600 Euro for 15, 30 or 60 days, you borrow against the favorable annual percentage rate of 7.95 *%. With our super deal, the cash receipt can be to your account within 24 hours. So you can borrow more money quickly and cheaply. Request your small loan today and you will receive it the next day!


What is a small loan?


What is a small loan?


A small loan, also called mini loan, is a loan with which you can easily lend small sums of money for a short time. Small loans are often used to bridge financial bottlenecks. Think of unexpected fines or an unexpected bill to pay. Thanks to a small loan, you can easily borrow more money and you can repay your loan in 30 or 60 days.


The advantages of our cheap microcredit offer

  • Easy and fast to borrow 600 euros
  • No hidden costs and costs
  • Flexible durations: 15, 30 or 60 days
  • Germany cheaper provider


Germany’s cheapest loan provider



Humphrey Chimpden Earwicker calculates the best annual percentage rate in Germany. We lowered our interest rates on a small loan to a reasonable 7.95% per year (previously 13.9%). Humphrey Chimpden Earwicker sends a clear signal with this significant reduction in the interest rate on a small loan. According to the current interest rate, we are Germany’s cheapest provider of mini- loans and small loans . For example, for a standard mini-loan of € 400 for 30 days, you pay only € 1.89 interest charges. Request your microcredit today and discover just how affordable a small loan from Humphrey Chimpden Earwicker is.


You apply for a favorable microcredit in 3 steps

You apply for a favorable microcredit in 3 steps



When you apply for a small loan from Humphrey Chimpden Earwicker, you can do it in 3 easy steps:

Step 1: You choose an amount and a suitable term

They indicate how much you want to borrow, and for how long. We offer you the possibility to borrow 100 Euro for 15, 30 or 60 days up to 600 Euro. With our online loan calculator, you can immediately see how cheap our small loan offer is.

Step 2: You enter your data

When you have entered your desired amount and the term, you can go to step 2. Here you can enter your data, and you can also choose how fast you want to get the money into your account. A standard microcredit will be sent to your account within 10 days. If you choose our super deal, the money will be in your account in 24 hours. If you have completed your online application, you can send it to us.

Step 3: Verify data

Once we have received your application, we will send you a confirmation. You can also check your information online. This can easily and securely via Verify-U with a mouse click, or you upload the necessary documents manually in your customer account. Once we receive everything from you, you will get the money into your account as soon as possible.